CARGO & SHIPPING
Insurance Claims for
Goods Damaged in Transit
Whether by land, sea or air, if you ship an item that gets damaged in transit, you may be entitled to recover your damages. Whether you are an individual, small business or large corporation, when you pay a premium in order to have insurance on the items you ship, you do so because you feel the items are important enough to protect while in transit. When those items are damaged in transit from a loss that is covered by your insurance policy, you expect to receive proper compensation for your damages.
Many businesses and individuals do not have a sufficient understanding of how to handle a claim for cargo loss. Understandably, companies are focused on their core business operations and an insurance claim can be a significant distraction. Many companies do not fully realize the financial implications an insurance claim can pose. If a company is not paid on a valid insurance claim, it can have a direct and material impact on the company's bottom line. Although claims handling can be a burden for a company, having an understanding of the basic legal distinctions and the applicable laws and regulations will give you an edge in dealing with your cargo and shipping claim. Different laws may apply to the loss depending on the mode of transportation used for the shipment, so it is critical to have an understanding of these laws in addition to understanding the coverage afforded by your insurance policy. Having this knowledge is of critical importance and will make a world of difference in ensuring you receive a proper recovery.
HL Law Group has the experience to represent large commercial shipping, distribution or logistics companies and other companies for whom the shipment of goods is an integral part of their business, as well as small businesses and individuals. Whether a personal item sent through UPS or Fed Ex is damaged in transit, or if you experience damage to goods shipped for your business, large or small, straightforward or complex, HL Law Group can help. Let us level the playing field. More than a law firm, we are a legal resource for our clients.
OTHER INSURANCE CLAIMS
Having commercial property insurance coverage for your business is critical. HL Law Group is proud to have developed a reputation for efficiently resolving complex commercial insurance matters. We have the experience to handle any commercial insurance claim you encounter.
HL Law Group understands the provisions being referenced in the letters from your insurance company that describe the coverage you have or denying you for coverage. We can help to equal the playing field and give you the information you need to understand your rights and obligations under the policy.
LUXURY & COMMERCIAL TRANSPORTATION
Our attorneys can act as counsel for commercial transportation carriers seeking compensation for property damage, whether in litigation or pre-suit through alternative dispute resolution, and we can represent you in cases ranging from complex, catastrophic losses to small property damage claims.
FINE ART, JEWELRY, ANTIQUES & COLLECTIBLES
HL Law Group has the experience, background and industry connections to art valuation experts who provide us with the information we need to properly value your loss and work to obtain full coverage under your policy. Whatever your treasured possession, we can assist you in ensuring that you receive the coverage you are entitled to.
INSURANCE BAD FAITH
If you have a valid insurance claim and you feel that the insurance company has treated you unfairly, then you may be entitled to recover for your claim as well as the additional damages resulting from the insurance carrier's bad-faith actions.
ERRORS & OMISSIONS
HL Law Group is proud to have developed a reputation for handling complex E&O insurance matters, whether the loss results from professional services rendered or occurs during the course of commercial relations.
Whether you have a standard Business Interruption policy, or a non-standard Event Cancellation policy, you must understand the terms of your policy so that you can determine the scope of coverage provided. HL Law Group has the experience to handle any business interruption insurance claim or event cancellation claim you may encounter.