Hurricane Dorian Damage: What To Do Next..!
Updated: Jan 13, 2020
Hurricane Dorian's Category 5 winds and rains wreaked havoc on the Bahamas and a myriad of issues to the east coast of Florida. Suffering damage or loss from a hurricane can be devastating, and recovery takes time. Here are some helpful tips to help proceed with what to do next.
1. Document Your Losses
Insurance companies want proof. Document the damage thoroughly with photos, as it will make the insurance claims process much easier. In addition to photos, keep a running list of all damaged items. If possible, try to include the following when describing the items on your inventory list:
Model Numbers (If Any)
Age / Date of Purchase
Location of Purchase
2. Cover Your Damages / Emergency Repairs
Do ONLY WHAT IS NECESSARY to prevent FURTHER DAMAGE after the storm, such as covering broken windows with plastic or roofs with tarps to keep rain out. DO NOT make or commission permanent repairs until an insurance adjuster reviews the damage. While it may be tempting to start cleaning up and throwing out damaged items after the hurricane, your insurance adjuster needs to see what happened firsthand to make the best offer to settle your claim.
3. File A Claim ASAP
Insurance companies generally work on a first-come, first-served basis; so it's in your best interest to file an insurance claim as soon as possible. When you contact your insurance company, let them know the extent of the damages and that you have an inventory of your possessions. An insurance adjuster will come to your property, assess the damage, and determine the amount of your damages.
In the aftermath of the recent natural disaster, many of us are looking for ways to help our Bahamian friends and neighbors. Here at HL Law Group, we are coming together to find the best ways to have a positive impact and help the situation. Several team members have joined forces to gather both donations and supplies in honor of the Victor family, a personal connection.
Below are a few options that you may consider moving forward:
In Miami-Dade County, four county government locations will be open Tuesday from 8 a.m. to 5 p.m. to accept donations. County officials ask that donations be limited to items requested by the government of The Bahamas. For more information, click here.
City of North Miami is collecting supplies, Monday through Friday, 8 a.m. to 5 p.m. in the lobby of City Hall, 776 NE 125 Street.
City of Miami fire stations are accepting donations. Please see complete list of locations here.
The Bahamian consulate in Miami has set up three drop-off sites where they will be collecting donated goods:
Christ Episcopal Church, 3481 Hibiscus Street, Coconut Grove
Global Empowerment Movement, 340 NE 59th Terrace, Miami
Shelter Aviation, 1100 SW 41st Ct., Ft. Lauderdale
United Way of Miami-Dade and The Miami Herald/el Nuevo Herald have activated Operation Helping Hands to support the response, relief and recovery efforts in the areas affected by Hurricane Dorian in the Bahamas and surrounding areas.
The American Red Cross is also collecting donations for response and relief efforts.
As you begin to assess the damage, please be very careful as many injuries occur after the storm has passed. Please be mindful of making your donations to reputable organizations with a track record of getting the relief to those affected.
If your property has received damage and you need assistance on a claim you've filed with your insurance, HL Law Group is here to help! Call us today at 855-713-1212 or email us at email@example.com for a free case evaluation!